🌞 Why Retire in Valencia?
Valencia offers everything foreign retirees look for:
✅ A mild Mediterranean climate
✅ Excellent public healthcare
✅ Affordable cost of living
✅ Beautiful beaches & green spaces
✅ A large, growing expat community
As Spain’s third-largest city, Valencia combines big-city services with a relaxed coastal vibe — making it one of the most attractive retirement spots in Europe.
🛂 Visa & Residency for Retiring in Valencia
If you’re from outside the EU (UK, USA, Canada, Australia, etc.), you’ll need a non-lucrative visa to retire in Valencia. This visa allows you to live in Spain as long as you have passive income (e.g., pensions, savings).
Key requirements:
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Monthly income of at least €2,400 per person
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Private health insurance (no co-pays)
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Clean criminal record
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Proof of long-term accommodation in Valencia
💡 We handle the full visa application process and help you prepare Spanish-compliant documents.
🏥 Healthcare Access in Valencia
Valencia has excellent public and private healthcare options.
Public Healthcare
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Available to residents who contribute to social security
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Or via the Convenio Especial after one year of residence (~€60–€157/month)
Private Healthcare
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Mandatory for your visa
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Cost: ~€60–€200/month depending on age
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English-speaking doctors available
💡 We help you choose a health insurance plan accepted by the consulate and local authorities.
🏠 Buying or Renting Property in Valencia
Valencia offers:
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Affordable flats in Ruzafa or El Carmen
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Beachside living in Malvarrosa or Patacona
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Quieter suburbs like Bétera or Torrent
Legal tips:
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Always sign a reservation or arras contract reviewed by a lawyer
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Verify land registry, debts, and urban planning compliance
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Taxes on purchase: ~10%–12% of property value
💡 We offer property due diligence, contract drafting, and POA services.
💰 Retirement Taxes in Valencia
Once you spend 183+ days/year in Spain, you become a tax resident.
You may be taxed on:
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Pensions (state and private)
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Rental income from abroad
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Investment income
Spain has tax treaties with:
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🇺🇸 USA
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🇬🇧 UK
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🇨🇦 Canada
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🇦🇺 Australia
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And most EU countries
💡 We provide tax residency planning and dual tax compliance support.
📜 Wills & Inheritance for Expats in Valencia
Spanish inheritance law is very different from Anglo-Saxon systems.
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Spain applies forced heirship rules unless you elect your national law
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You should draft a Spanish will to protect your assets in Spain
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Heirs may be liable for inheritance tax (varies by region and relation)
💡 We draft bilingual Spanish wills that reflect your home country’s law and register them locally.
💶 Cost of Living in Valencia (Retired Couple)
| Expense Category | Est. Monthly Cost (€) |
|---|---|
| Rent (1–2 BR) | €700–€1,100 |
| Groceries | €300–€400 |
| Utilities & Internet | €150–€200 |
| Healthcare Insurance | €100–€250 |
| Dining & Leisure | €300–€500 |
✅ Total: €1,800–€2,500/month (comfortable standard of living)
🛡️ How We Help Foreign Retirees Settle in Valencia
Our legal team provides:
✅ Non-lucrative visa application & renewals
✅ NIE, empadronamiento, and residency card setup
✅ Private health insurance assistance
✅ Spanish wills and inheritance planning
✅ Property legal services (buying or renting)
📞 Retiring in Valencia?
We help retirees from the UK, US, Canada, and across Europe relocate safely and legally to Valencia. Let us guide you through the visa process, property deals, and local bureaucracy — stress-free.
👉 Contact us now for personalized retirement legal support in Valencia.