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Buy Property in Spain as a Turkish Citizen – Legal Guide

Buying Property in Spain as a Turkish Citizen – Legal Steps & Taxes

Can Turkish Citizens Buy Property in Spain?

Yes — Turkish citizens can legally buy real estate in Spain without restrictions. You do not need to be a resident or EU citizen to purchase property.

Buying property in Spain is popular among Turkish:

  • Business investors

  • Retirees

  • Families planning to relocate

  • People seeking a holiday home or rental income

However, the process is different from Turkey and requires legal oversight to avoid mistakes.


📌 Is Buying a Property Enough to Get Spanish Residency?

❌ No.
Spain no longer offers the “Golden Visa” for real estate investment. This means that buying property alone does not grant residency or immigration benefits.

To live in Spain legally after purchasing a property, you’ll still need a valid visa — such as:

  • Non-lucrative visa

  • Digital nomad visa

  • Family reunification

  • Student visa

  • Entrepreneur visa

👉 We cover visa options for Turkish nationals in Article 2.


📋 Legal Steps to Buy Property in Spain from Turkey

Here’s how the process works:

Step Action
1️⃣ Get a Spanish NIE (foreigner ID number)
2️⃣ Open a Spanish bank account
3️⃣ Hire a lawyer for due diligence
4️⃣ Sign a deposit contract or “contrato de arras”
5️⃣ Complete legal checks (titles, debts, licenses)
6️⃣ Sign the purchase deed (escritura) before a notary
7️⃣ Register the deed at the Property Registry

✅ At Borderless Lawyers, we can complete 100% of these steps remotely if you grant us a Power of Attorney from Turkey.


📄 Documents Required for Turkish Buyers

Document Purpose
Turkish passport Identification
NIE (Número de Identificación de Extranjero) Legal ID for taxes and registry
Proof of funds (bank statements) Compliance with anti-money laundering rules
Power of Attorney (optional) Enables remote purchase via legal rep
Translated documents (if applicable) Must be in Spanish by a sworn translator

📌 If you’re using documents from Turkey, they must be apostilled and officially translated into Spanish.


🧾 Costs and Taxes When Buying Property in Spain

Item Cost
Property Transfer Tax (ITP) 6–10% (resale homes)
VAT + Stamp Duty (AJD) 10% + 1–1.5% (new builds)
Notary fees ~0.5–1%
Land Registry fees ~0.2–0.5%
Legal fees ~1% (varies by firm and complexity)
Annual property tax (IBI) Set by municipality
Community fees Applies to apartments or gated communities

✅ We provide a full cost breakdown in advance, so you know exactly what to expect.


🏘️ Property Types Popular with Turkish Buyers

  • 🏙️ City apartments in Madrid, Barcelona, Valencia

  • 🏖️ Villas or townhouses on the Costa del Sol or Alicante

  • 🏢 Rental investment properties

  • 🧑‍🎓 Flats near universities for children studying in Spain

  • 🏡 Quiet rural homes for retirement

Our legal team can review listings and liaise with estate agents to ensure the property is safe to purchase.


⚖️ Why Legal Due Diligence Matters

Here’s what your Spanish property lawyer checks before you pay anything:

Legal Check Why It Matters
Title & ownership Confirms seller has the right to sell
Existing debts Detects mortgages or unpaid taxes
Urban planning status Ensures property complies with zoning laws
Licenses & permits Especially for new builds or rural homes
Taxes and utility bills Must be up to date

Do not rely solely on real estate agents — they work for the seller. A lawyer protects your interests.


🧑‍💼 Can I Buy Property from Turkey Without Coming to Spain?

Yes — thousands of foreigners purchase properties in Spain remotely using a Power of Attorney (POA).

Here’s how it works:

  1. You sign a POA at a notary in Turkey (with apostille + translation)

  2. We act on your behalf in Spain to:

    • Apply for NIE

    • Open a bank account

    • Sign contracts

    • Finalize the purchase

  3. You receive full ownership and documents securely by courier or digital copy

👉 Ideal for buyers who are not ready to travel or want to invest first, relocate later.


❌ Common Mistakes by Turkish Buyers

Mistake Risk
Not obtaining an NIE in advance Delays purchase and registration
Relying only on agents Misses legal risks like debts or zoning issues
Not checking land registry details You might buy an illegal or unregistered property
Sending large deposits before legal review You may lose your money
Thinking property gives you residency It no longer does

✅ We handle all paperwork, background checks, and negotiations before any money changes hands.


👩‍⚖️ How Borderless Lawyers Supports Turkish Clients

✔️ Full legal due diligence in Turkish & English
✔️ NIE application, bank account setup, tax registration
✔️ Drafting and reviewing contracts
✔️ Acting under POA for remote buyers
✔️ Tax and property ownership advice
✔️ After-sale services (IBI, community setup, inheritance planning)

✅ We speak your language, understand Turkish legal documents, and specialize in working with non-resident buyers.


📞 Call to Action

Thinking of buying a property in Spain from Turkey?
Let our legal team guide you safely from first viewing to full ownership.

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