Buying Property in Crete: Legal Guide for Foreigners

🌅 Why Buy Property in Crete?

• Affordable coastal and countryside real estate

• Eligible for the Golden Visa program (investment over €250,000)

• Strong tourism demand supports short-term rentals

• Laid-back lifestyle with excellent infrastructure

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📝 Legal Process for Property Purchase

1. Get a Greek Tax Number (AFM)

2. Open a Greek Bank Account

3. Hire a Lawyer for Due Diligence

4. Conduct Property Checks

   • Title deed verification

   • Urban planning/zoning review

   • Outstanding debts or encumbrances

5. Sign Preliminary Agreement (10% deposit)

6. Sign Final Contract at Notary

7. Register Deed with Land Registry or Cadastral Office

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💶 Fees and Costs

• Transfer Tax: 3% of declared value

• Legal Fees: ~1%–2%

• Notary Fees: ~1%

• Real Estate Agent Fees: ~2%–3%

• Annual ENFIA Property Tax

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📍 Hotspots for Investment

• Chania: Historic charm, luxury villas

• Heraklion: Urban options with sea views

• Rethymno: Affordable and picturesque

• Southern Crete: Remote and rustic with development potential

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🧑‍⚖️ Borderless Lawyers Support in Crete

• Full legal due diligence

• Representation at notary and tax offices

• Title transfer and registration

• Golden Visa application (if applicable)

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📣 Buy in Crete with Legal Confidence

Whether for vacation, retirement, or investment—make your purchase worry-free.

Trust Borderless Lawyers for expert legal handling of your Crete property purchase.