Valencia combines coastal living, rich culture, and affordability — making it one of the top cities in Spain for international property buyers.
Whether you’re buying to live, retire, or invest, understanding the legal process is essential. Here’s what every foreign buyer should know before signing.
📋 Legal Checklist for Buying Property in Valencia
✅ 1. Get an NIE (Número de Identidad de Extranjero)
Required for all non-Spanish citizens buying property.
We help you obtain it remotely or in-person.
✅ 2. Hire an Independent Lawyer
Never rely solely on the seller’s or agent’s lawyer.
We ensure:
-
The property is legally registered
-
No urban planning violations
-
No hidden debts or unpaid taxes
-
Contracts protect your interests
✅ 3. Conduct Due Diligence
We obtain and review:
-
Land Registry (Registro)
-
Cadastre (Catastro)
-
Planning certificates
-
Community of owners’ debts
-
Energy certificates
✅ 4. Check Urban Planning Status
We confirm:
-
Zoning (residential, rustic, protected)
-
Building licenses
-
Legal status of extensions, pools, or renovations
✅ 5. Secure a Spanish Bank Account
Used for:
-
Deposits and taxes
-
Utility bills
-
Notary cheque payments
We can help you open an account as a non-resident.
✅ 6. Sign the Arras Contract
This deposit contract locks in the sale.
We draft or review to:
-
Protect your deposit
-
Ensure refund terms if issues arise
-
Include legal contingencies
✅ 7. Prepare the Notary Deed (Escritura Pública)
At the final signing:
-
You or your lawyer (via Power of Attorney) attend
-
Buyer pays full amount
-
Ownership is officially transferred
✅ 8. Pay Purchase Taxes and Fees
| Tax / Fee | Amount |
|---|---|
| ITP (Resale homes) | 10% in Valencia Region (Comunidad Valenciana) |
| VAT + AJD (New builds) | 10% + 1.5% |
| Notary & Registry Fees | €1,000 – €2,500 |
| Legal Fees | Usually 1% of price or flat rate |
✅ 9. Register the Property
We handle:
-
Land Registry inscription
-
Town Hall notifications
-
Tax authority filings
✅ 10. Understand Ongoing Costs
Annual property ownership includes:
-
IBI tax (property tax)
-
Community fees (if in a complex)
-
Utility bills
-
Income tax for non-residents (even if not rented)
🧑⚖️ Why Choose Borderless Lawyers?
-
Independent legal advice in your language
-
All documents reviewed and translated
-
Power of Attorney services for remote buyers
-
Transparent flat-fee pricing
-
Experience with buyers from 40+ countries
📞 Ready to Buy in Valencia?
Let us help you buy property in Valencia safely, legally, and without surprises — even if you’re abroad.