Why Wealth Management Matters in Spain
Whether you are a high-net-worth individual, an expatriate living in Spain, or an international investor, managing your wealth effectively is crucial to:
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🛡️ Preserve capital
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💵 Optimize taxes
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🏘️ Diversify investments
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🧾 Ensure legal compliance
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👨👩👧👦 Plan for your family’s future
Spain’s tax rules, estate laws, and investment landscape require careful planning—and a local team who understands international needs.
🧠 What Does Wealth Management Include?
📈 1. Investment Advisory & Portfolio Management
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Creation of a diversified investment portfolio
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Real estate, funds, fixed income, and private equity options
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Risk profiling and asset allocation
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Compliance with Spanish financial regulations
Borderless Lawyers collaborates with licensed asset managers to align your portfolio with both Spanish law and global investment goals.
💼 2. Tax Optimization
Spain has complex tax rules for:
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🏦 Income and capital gains
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🌍 Worldwide assets (Modelo 720 declaration)
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🏘️ Real estate income and wealth tax
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🪦 Inheritance and gift tax (by region)
Our team structures your financial life in the most tax-efficient way possible.
🏠 3. Real Estate Investment Strategy
We support domestic and cross-border real estate investments, including:
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Legal due diligence
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Rental income strategies
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Tax-efficient structuring (via companies or trusts)
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Residency-by-investment options
⚖️ 4. Estate and Succession Planning
Spanish inheritance law applies forced heirship rules, which may conflict with your wishes. We help you:
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Draft tax-optimized wills
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Avoid double taxation
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Use EU Regulation 650/2012 to apply your home country’s succession law
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Establish trusts, life insurance plans, or foundations for long-term asset preservation
💳 5. Banking & Offshore Structures
Borderless Lawyers assists with:
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📑 Opening private bank accounts in Spain or abroad
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🛢️ Structuring offshore holdings within legal EU/Spanish frameworks
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📂 Setting up family offices or corporate structures
All advice is in full compliance with AML, OECD CRS, and Spanish tax law.
👤 Who Needs Wealth Management Services in Spain?
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🌐 Expats with assets in multiple countries
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🏦 HNWI & UHNWI seeking tax efficiency
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📈 Investors in Spanish real estate or business
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👪 Families planning multi-generational wealth transfers
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🎓 Entrepreneurs transitioning toward asset preservation
📄 Our Wealth Management Services
| Service | Description |
|---|---|
| Legal & Tax Structuring | Asset protection and optimization plans |
| International Wealth Reporting | Modelo 720 and FATCA/CRS compliance |
| Succession Planning | Wills, trusts, and inheritance tax strategies |
| Real Estate Investment | Legal & tax guidance on Spanish property |
| Banking & Holding Structures | Private banking, offshore structuring |
| Residency & Citizenship | Wealth-based visa planning (e.g. NLV, DNV) |
🤝 Why Choose Borderless Lawyers?
✅ Legal + tax + cross-border expertise
✅ Native English-speaking advisors
✅ Strong network of private banks, wealth advisors, and notaries
✅ Transparent and confidential service
✅ Tailored to expats, digital nomads, and global families
🚀 Ready to Build Your Wealth Plan in Spain?
We help you make confident financial decisions—across borders, across generations. Let’s structure your future with clarity and peace of mind.