🌞 Why Retire in Mallorca?
Mallorca (or Majorca) is a dream island retirement destination for many expats from the UK, Germany, Sweden, and beyond.
✅ Breathtaking coastlines & turquoise waters
✅ International healthcare and services
✅ Modern infrastructure & Palma airport access
✅ Golf, sailing, hiking, and Mediterranean cuisine
✅ Established expat hubs in Palma, Sóller & Pollença
It’s ideal for retirees seeking beauty, safety, and a high standard of living in a Mediterranean setting.
🛂 Visa Options for Foreign Retirees
Non-EU retirees need a non-lucrative visa to retire in Mallorca legally.
Visa requirements:
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Monthly income of at least €2,400
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Private health insurance (full coverage, no copay)
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Clean police background
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Proof of accommodation
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Application submitted via your home-country consulate
💡 We manage the entire visa process, from document collection to translations and appointments.
🏥 Healthcare in Mallorca
Mallorca has both excellent public hospitals and private clinics with English- and German-speaking staff.
Private Healthcare:
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Required for visa
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Plans range: €80–€250/month
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Clinics in Palma, Manacor, Inca, and coastal towns
Public Healthcare:
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Accessible via Convenio Especial after 1+ year
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Requires residency registration and NIE
💡 We help you select health insurance, register for public care, and navigate local systems.
🏠 Where to Live in Mallorca
Choose from coastal calm or vibrant town life:
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Palma de Mallorca – cosmopolitan city with port, nightlife, and services
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Sóller & Deià – scenic mountain towns with charm and sea views
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Pollença & Alcúdia – peaceful north coast villages
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Santa Ponsa & Calvià – popular expat zones with golf, beaches, and services
Property Legal Tips:
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Mallorca has unique zoning and building laws — legal review is essential
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Budget 10%–13% in fees and taxes on top of property price
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Watch for coastal law restrictions (Ley de Costas)
💡 We conduct property due diligence, POA-based purchases, and registry validation.
💰 Retirement Taxes in Mallorca
If you reside 183+ days per year, you are considered tax resident in Spain and taxed on worldwide income.
| Income Source | Tax Treatment |
|---|---|
| State pensions | Taxed or exempt depending on treaty |
| Private pensions | Taxed at savings income rates (19–26%) |
| Dividends, gains | Declared annually |
| Foreign property | Reported via Modelo 720 |
Spain has tax treaties with major countries (UK, US, Canada, etc.), and Balearic Islands regional tax rates apply.
💡 We offer tax planning, declarations, and treaty guidance.
📜 Wills & Inheritance Law in Mallorca
Spanish inheritance law imposes forced heirship unless you specify your national law in a valid will.
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We prepare Spanish-compatible wills
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Help optimize inheritance tax exemptions for heirs
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Navigate Balearic law and documentation
💡 Spouses and descendants often benefit from generous local tax allowances.
💶 Cost of Living in Mallorca (Retired Couple)
| Expense Category | Monthly Cost (€) |
|---|---|
| Rent (1–2 BR) | €900–€1,800 |
| Health insurance | €100–€250 |
| Groceries | €350–€500 |
| Utilities & Internet | €150–€200 |
| Dining & Leisure | €400–€600 |
✅ Total: €2,100–€3,400/month for a comfortable lifestyle
🛡️ Legal Services for Retirees in Mallorca
We provide:
✅ Visa & NIE setup
✅ Empadronamiento & healthcare access
✅ Property purchases & contract checks
✅ Bilingual wills & tax compliance
✅ Inheritance planning for international retirees
📞 Planning to Retire in Mallorca?
We help you retire in Mallorca legally and confidently — from residency to real estate, taxes, and beyond.
👉 Contact us today to start your retirement journey in Mallorca.