🏞️ Why Retire in Granada?
Granada is one of Spain’s best-kept secrets for foreign retirees. Known for the Alhambra Palace, Moorish heritage, and snow-capped Sierra Nevada, it offers a rich cultural lifestyle at a fraction of the cost of coastal cities.
✅ Low cost of living
✅ Excellent public and private healthcare
✅ Walkable city with mountain and beach access
✅ Authentic Andalusian atmosphere
✅ Growing expat community in the Albaicín and Realejo
Whether you’re looking for affordability, history, or quiet retirement living — Granada delivers it all.
🛂 Visa & Residency Requirements
Non-EU retirees (UK, US, Canada, etc.) must apply for a non-lucrative visa (NLV) before arriving in Spain.
Visa requirements:
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Passive income: at least €2,400/month
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Private health insurance (with no co-pays)
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Clean criminal record
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Proof of Spanish accommodation
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Certified medical certificate
💡 We assist with all visa paperwork, translations, and consulate coordination.
🏥 Healthcare Access in Granada
Granada has one of Spain’s most respected healthcare systems, including the Hospital Universitario Virgen de las Nieves and private clinics like Hospital La Inmaculada.
Private Insurance (Required for Visa)
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English-speaking providers available
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Compliant plans: €60–€180/month
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No deductibles or exclusions
Public Healthcare
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Accessible via the Convenio Especial
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Monthly payment of €60–€157 depending on age
💡 We help you register for healthcare access and choose compliant policies.
🏡 Property Options in Granada
Granada’s property market is ideal for retirees:
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Centro Histórico – charming old town with plazas & cafes
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Albaicín – historic district with views of the Alhambra
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Zaidín & Ronda – affordable apartments, good transport
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Sierra Nevada area – cooler, mountain views, quiet
Legal Tips:
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Always sign an arras contract reviewed by a lawyer
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Verify registry, debts, and zoning before purchase
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Taxes & fees = 10%–13% of purchase price
💡 We offer property due diligence, contract drafting, and representation via POA.
💰 Retirement Taxes in Granada
You become a Spanish tax resident if you spend 183+ days per year in the country.
| Income Source | Tax Treatment |
|---|---|
| Pensions | State & private pensions are taxable |
| Investments | Capital gains taxed at 19%–26% |
| Real estate abroad | Must be reported (Modelo 720) |
Spain has tax treaties with the US, UK, Canada, Australia, and others.
💡 We provide personalized tax guidance, declarations, and expat reporting.
📜 Inheritance Planning for Expats in Granada
Spanish inheritance law applies forced heirship — unless you draft a valid Spanish will specifying your national law.
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We help you create a Spanish-compatible will
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Guide you on regional inheritance tax planning
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Assist your heirs in navigating probate in Andalucía
💡 In Andalusia, close relatives may qualify for up to 99% inheritance tax relief.
💶 Cost of Living in Granada (Retired Couple)
| Expense | Monthly Cost (€) |
|---|---|
| Rent (1–2 BR) | €500–€800 |
| Groceries | €300–€400 |
| Health insurance | €80–€150 |
| Utilities + Internet | €150 |
| Dining & Leisure | €250–€400 |
✅ Estimated total: €1,500–€2,200/month
🛡️ Legal Help for Foreign Retirees in Granada
Our services include:
✅ Non-lucrative visa application & renewals
✅ NIE, empadronamiento & TIE setup
✅ Property transactions and notarial support
✅ Wills and inheritance law compliance
✅ Dual tax residency planning & filings
📞 Ready to Retire in Granada?
We help retirees move to Granada with complete legal support — from visa paperwork to healthcare access and buying property.
👉 Contact us today to plan your retirement in Granada.