🏝️ Why Retire in Crete?
Crete is one of the most attractive retirement destinations in Europe. It offers:
-
Warm Mediterranean climate 🌞
-
Affordable cost of living 💶
-
Excellent healthcare system 🏥
-
Friendly local communities 🤝
-
Beautiful beaches and historic towns 🏛️
🛂 Visa and Residency Options
To retire in Crete as a non-EU citizen, you’ll need one of the following:
-
Financially Independent Person (FIP) Visa
Requires proof of stable income (e.g., pension, investments) -
Greek Golden Visa
Requires €250,000+ investment in property in Greece -
EU Citizens
Can reside in Greece with simple registration after 3 months
📃 Key Legal Requirements
-
Private health insurance coverage
-
Proof of adequate income or pension
-
Greek Tax Identification Number (AFM)
-
Registration with local municipality
🏡 Buying Property in Crete
Crete offers a range of homes from beachfront villas to traditional stone houses. Key legal steps:
-
Hire a lawyer to perform title checks and due diligence
-
Register ownership with Greek Land Registry
-
Pay applicable property taxes and notary fees
💰 Retirement Tax Benefits
Greece offers a special flat tax rate of 7% for foreign retirees who transfer their tax residency to Greece.
Conditions include:
-
Non-residency in Greece for 5 of the last 6 years
-
Pension from a country with a tax treaty with Greece
-
Minimum stay requirement per year
🏥 Healthcare Access
Greece has both public and private healthcare. As a retiree, you’ll need:
-
Private health insurance (mandatory for visa holders)
-
Registration with a local doctor (GP)
-
Option to join public insurance once a resident
👩⚖️ How Borderless Lawyers Supports You
-
Assist with visa application and legal filings
-
Guide you through Greek real estate purchases
-
Help with pension transfer and tax planning
-
Connect you to trusted health insurance providers
📣 Retire Peacefully in Crete
Make your retirement dreams a reality — without legal stress.
Let Borderless Lawyers take care of the law, so you can focus on living your best life.