Renting Offices & Opening a Business Bank Account in Tenerife – Legal Guide for Foreigners

🏠 Renting a Business Address in Tenerife

To legally register your SL company or freelance activity, you need a fiscal address in Tenerife. Common options:

Type Best For
Private office Agencies, startups, local operations
Retail unit / bar Shops, cafés, wellness studios
Coworking space Freelancers, remote workers
Virtual office Remote or EU-based businesses
Industrial premises Storage, logistics, fulfillment

📌 We offer compliant fiscal addresses and virtual office services across Santa Cruz, La Laguna, and southern Tenerife.


📝 Leasing a Commercial Space – Key Considerations

Before signing a lease:

✅ Check zoning laws and permitted activities
✅ Make sure there’s a valid licencia de apertura (business opening license)
✅ Review lease duration, renewal clauses, and guarantees
✅ Have the contract reviewed by a Spanish lawyer (usually in Spanish)

⚠️ Local town halls (Ayuntamientos) inspect active premises — you must comply from day one.


💰 Office & Retail Rent Estimates in Tenerife

Type Avg. Monthly Cost (€/m²)
Coworking desk (shared) €150 – €300
Private office €12 – €22/m²
Retail unit (city center) €25 – €45/m²
Industrial space €5 – €9/m²
Virtual office €30 – €60/month

💡 Prices vary widely between Santa Cruz, Costa Adeje, and Puerto de la Cruz.


🏦 Opening a Business Bank Account in Tenerife

You’ll need a business account to:

  • Deposit capital for an SL company

  • Invoice clients

  • Receive payments from EU or global clients

  • Pay taxes and employees

✅ We help open your account in person or remotely via Power of Attorney (POA).


📄 Documents Needed to Open an Account

SL Company Freelancer (Autónomo)
NIE + CIF NIE + Modelo 036/037
Notarized company deed Passport or EU ID
Company bylaws (Estatutos) Certificate of fiscal address
Shareholder ID copies Digital certificate (optional)
Power of Attorney (if remote) N/A

💡 We ensure all documents are in Spanish legal format and pre-approved before appointments.


🏛️ Best Banks in Tenerife for Foreigners

Bank Pros Notes
CaixaBank Foreign-friendly, English support Fast setup with HolaBank
Sabadell Good for SL companies and EU founders Digital banking + offices
BBVA Online-friendly and streamlined processes English staff available
Santander Broadest branch network Can be slower for expats
N26/Revolut Online-only, freelancers only Not valid for SLs

We handle all onboarding steps, forms, and verifications for SL and autónomo clients.


⏱️ Timeline – Bank Account & Office Setup

Task Duration (avg.)
Virtual office setup 1–2 business days
Commercial lease 3–5 days (with review)
Business bank account 1–5 days
Capital deposit (SL) Same day
Certificate for notary 1–2 days

📌 You’ll need your digital certificate for full remote access — we assist with the application.


❌ Mistakes to Avoid

⛔ Signing lease without zoning or activity license
⛔ Using residential address for SL registration
⛔ Opening a personal bank account instead of a business one
⛔ Missing required documents (especially CIF and Escritura)
⛔ No Spanish language lease review — avoid hidden penalties


🧑‍💼 Our Legal Setup Services in Tenerife

Borderless Lawyers provides:

✅ Virtual office or lease support
✅ Lease contract review in Spanish
✅ Notarized POA for remote setup
✅ Business bank account opening (SL or freelancer)
✅ NIE, CIF, and full company/freelancer setup
✅ Ongoing compliance, accounting & payroll support


📞 Need Help Opening a Business or Bank Account in Tenerife?

We help foreign entrepreneurs every step of the way — with or without travel.

👉 Contact us now for full legal setup support in Tenerife.

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