When buying real estate in Valencia, it’s not just the purchase price you need to budget for. Foreign buyers must also pay a range of property taxes and legal fees — some mandatory, others depending on the property type.
At Borderless Lawyers, we provide a complete tax estimate before you sign anything — and ensure all legal payments are handled correctly.
📊 Overview of Costs When Buying in Valencia
Typical costs range from 10% to 13% of the purchase price and include:
| Expense Type | Approximate Rate |
|---|---|
| Transfer Tax (ITP) | 10% (resale properties) |
| VAT + Stamp Duty | 10% + 1.5% (new builds) |
| Notary Fees | €500 – €1,000 |
| Land Registry Fees | €400 – €800 |
| Legal Fees | 1% + VAT (standard) |
🔁 Transfer Tax (ITP) – 10%
Applies to resale properties. Paid to the regional tax authority (Generalitat Valenciana).
✅ Must be paid within 30 days of notary signing.
🏗️ VAT (IVA) + Stamp Duty (AJD) – 11.5%
Applies to:
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Newly built properties from developers
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Off-plan homes or first sales after construction
VAT = 10%
Stamp Duty = 1.5%
✅ Must be paid upfront to proceed with registration.
🖋️ Notary Fees
Charged based on:
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Property value
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Number of pages in the deed
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Complexity of the transaction
Range: €500–€1,000
✅ We coordinate and attend the notary appointment on your behalf if needed.
📚 Land Registry Fees
Payable to the Registro de la Propiedad to update ownership records.
Range: €400–€800 depending on value and region.
✅ We submit the deed and manage the full registration process.
⚖️ Legal Fees (Lawyer)
At Borderless Lawyers, our typical fee:
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Starts at 1% of purchase price + VAT
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Includes NIE, due diligence, arras contract, POA, notary, tax filing, and registration
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Fixed-fee packages available for remote buyers
✅ Full service from start to finish — no hidden costs.
💡 Other Possible Costs
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Valuation report (if mortgage): €300–€500
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Translator (if required by the notary): €150–€300
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Home insurance: varies by property
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Community fees (for apartments or villas with shared amenities)
💬 Final Word
Understanding the property taxes and fees in Valencia is key to avoiding surprises during your purchase.
At Borderless Lawyers, we provide a detailed cost breakdown in advance — and take care of all filings so you stay fully compliant with Spanish law.
📞 Contact us to request a custom legal quote and tax estimate before buying in Valencia.