When purchasing real estate in Seville, it’s crucial to understand the full cost — beyond just the purchase price.
Foreign buyers must pay:
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Transfer taxes
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Notary and registration fees
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Legal fees
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Bank and administrative costs
Let’s break it all down.
🧾 Main Property Taxes in Seville (Andalusia Region)
🔹 1. ITP (Impuesto de Transmisiones Patrimoniales)
What it is: Transfer tax for resale properties
Rate in Seville:
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7% flat (for most transactions)
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Up to 10% for luxury properties or tiered brackets
💡 Paid within 30 days of signing the public deed (escritura).
🔹 2. AJD (Actos Jurídicos Documentados)
What it is: Stamp duty applied to notarized public documents
When it applies: New-builds or when buying with a mortgage
Rate in Seville: 1.2% (standard)
🔹 3. IVA (VAT) – Only for new-build properties
Rate: 10% on new residential homes
Plus: 1.2% AJD also applies
💡 Not applicable for second-hand homes.
📑 Administrative & Legal Fees
| Item | Approximate Cost |
|---|---|
| Notary Fees | €600 – €1,200 |
| Land Registry | €400 – €900 |
| Legal Fees (conveyancing, POA) | €1,500 – €3,000 (fixed or % based) |
| NIE Number | €100 – €200 |
| Bank Fees (mortgage or transfer) | €200 – €1,000 |
We always provide a detailed cost estimate before you commit.
🧠 Example: Buying a €250,000 Property in Seville
| Cost Item | Amount |
|---|---|
| ITP (7%) | €17,500 |
| Notary + Registry | ~€1,500 |
| Legal Fees | €2,000 |
| NIE + Admin | €250 |
| Total Estimated Closing Costs | €21,250 |
🏢 Ongoing Property Taxes in Seville
After purchase, you’ll need to pay:
1. IBI (Impuesto sobre Bienes Inmuebles)
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Annual local property tax
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Amount: €200–€1,000+/year depending on size/location
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Paid to the Ayuntamiento de Sevilla
2. Garbage Collection & Community Fees
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~€200–€800/year depending on type of building
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Applies to apartments and homes with shared services
🧾 Who Pays What: Buyer vs. Seller in Seville
| Expense | Who Pays |
|---|---|
| ITP / VAT / AJD | Buyer |
| Notary fees (copy for buyer) | Buyer |
| Notary fees (copy for seller) | Seller |
| Plusvalía Municipal | Seller (negotiable) |
| Legal fees | Each party pays their own |
We help negotiate with the seller if you want them to assume part of the tax burden (common in buyer’s markets).
🌍 Can Foreign Buyers Pay from Abroad?
Yes.
If you’re buying remotely:
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We calculate and pay taxes on your behalf via Power of Attorney
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We use a Spanish bank account or international transfer
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We file declarations with the Andalusian tax authority
🧑⚖️ How Borderless Lawyers Helps You Avoid Surprises
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Full cost forecast before signing
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Clear explanation of ITP, AJD, notary and legal obligations
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Handling of all filings and payments
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Buyer-side representation to reduce risk
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Transparent fixed-fee legal services
📞 Buying in Seville? Get a Tax Estimate First
Don’t guess your closing costs. Our lawyers provide a full legal + tax review so you know exactly what you’re paying.