Buying property in Valencia as a foreigner involves more than just choosing the right apartment or villa — you need to follow the correct legal process to avoid delays, penalties, or financial loss.
At Borderless Lawyers, we guide you through every legal step, whether you’re buying in person or remotely.
🗂️ Step 1: Hire an Independent Property Lawyer
Before anything else, hire a lawyer who represents you, not the seller or real estate agent.
At Borderless Lawyers, we:
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Handle due diligence, contracts, and tax filings
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Represent you with or without Power of Attorney
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Explain the process clearly in your language
🆔 Step 2: Obtain Your NIE Number
You need a Número de Identificación de Extranjero (NIE) to:
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Sign property documents
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Pay property taxes
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Register ownership
✅ We apply for your NIE or obtain it via POA if you’re not in Spain.
🏦 Step 3: Open a Spanish Bank Account
A local bank account is needed to:
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Transfer purchase funds
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Pay taxes and fees
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Set up utility bills
We assist with introductions to banks experienced with non-resident clients.
📑 Step 4: Sign the Arras (Deposit Contract)
Once your offer is accepted:
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We draft or review the Contrato de Arras
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You pay a 10% deposit
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Legal conditions and timelines are set
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If the seller pulls out, they owe you double the deposit
This contract legally binds both parties.
🔍 Step 5: Complete Full Legal Due Diligence
We check:
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Ownership and title
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Debts, liens, mortgages
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Urban planning and zoning
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Cadastre and registry match
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Community fees and taxes
✅ If risks are found, we renegotiate or cancel before you lose your deposit.
🖋️ Step 6: Sign the Purchase Deed (Escritura Pública)
At the notary:
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Final payment is made
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The deed is signed
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The keys are handed over
With Power of Attorney, we sign for you remotely and send full documentation securely.
💶 Step 7: Pay Taxes and Notary Fees
We handle all post-signing obligations:
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Transfer Tax (ITP): 10% in Valencia region
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Notary fee: €600–€1,200
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Land Registry fee: €400–€1,000
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Legal fees: fixed in advance
We file the tax declarations and settle fees directly.
🏛️ Step 8: Register the Property in Your Name
Finally, we:
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Submit the deed to the Land Registry
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Notify the Cadastre
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Update the owners’ community and utility companies
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Ensure your property is fully compliant and in your name
This makes you the official legal owner in Spain.
📦 What We Handle for You
✅ NIE
✅ POA (if needed)
✅ Contracts and due diligence
✅ Notary signing
✅ Tax payments
✅ Property registration
✅ Utility setup
You get full legal protection — even if you’re abroad the entire time.
💬 Final Word
The property buying process in Valencia is safe — if done correctly. With the right legal team, you can purchase your home 100% remotely and with total confidence.
At Borderless Lawyers, we provide complete support from offer to keys.
📞 Contact us today for a full legal package and start your Valencia property journey with peace of mind.