The AFM (ΑΦΜ) is your personal Greek Tax Identification Number. It is required for almost all legal and financial activities in Greece, from signing a lease to buying real estate, applying for a residence permit, or opening a bank account.
Whether you’re moving to Greece or investing from abroad, getting an AFM is your first legal step.
📌 Who Needs an AFM?
Foreign individuals must get an AFM if they plan to:
🏠 Buy or rent real estate
📄 Apply for a residence permit (Golden Visa, FIP, etc.)
🏦 Open a Greek bank account
💰 Register for social security (EFKA)
🧾 File taxes or declare income in Greece
🚗 Register a vehicle or start a business
🗂 Required Documents
To apply for an AFM, you’ll need:
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📄 Valid passport or EU national ID
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🧍 Tax representative (for non-residents)
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📬 Proof of address (Greek or foreign)
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📝 Completed M1 tax form (provided by your lawyer)
🛡 Non-EU citizens must appoint a Greek tax representative for filings.
🏛 Where to Apply
You can apply:
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In person at the local tax office (DOY)
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Through a power of attorney to a Greek lawyer
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Occasionally online, via authorized representatives
⏱ Processing time: same day (if in person), or 2–5 days via representative.
⚠️ Important Notes
❗ An AFM does not require Greek residency. You can obtain one before arriving.
❗ A different AFM is issued for each person — spouses and children included.
❗ If you change your tax residency or begin earning income in Greece, your AFM status must be updated.
🔄 What Happens After You Get an AFM?
Once issued, your AFM becomes your official tax ID for:
🏛 Dealing with public services
🏠 Registering real estate with the Land Registry
📑 Submitting annual tax declarations
🏦 Complying with local financial rules
It does not automatically make you a tax resident — but it’s required to initiate many legal processes in Greece.
⚖️ Why Use a Lawyer?
Applying for an AFM may seem simple, but for foreign investors and residents, it’s best done correctly the first time. At Borderless Lawyers, we:
📝 Act as your legal representative in Greece
📂 Prepare and file all paperwork
🏛 Liaise with Greek tax offices on your behalf
📌 Ensure compliance with local tax rules and status updates
🛡 Prevent mismatches that can delay property purchases or residency applications
📞 Need a Greek AFM to Get Started?
Whether you’re buying property, moving to Greece, or just opening a bank account — we can help.
💬 Book a consultation with Borderless Lawyers to apply for your Greek Tax Number (AFM) and avoid legal or bureaucratic delays.
✉️ Start your journey in Greece with legal clarity and peace of mind.