Greek Social Security for Freelancers – AMKA, EFKA & Contributions

If you’re a non-EU freelancer or self-employed person in Greece, you’re required by law to register with EFKA, the national social security body. Your contributions grant access to healthcare, pension, and insurance benefits — and are mandatory for legal residence or work permits.

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🏢 Key Terms to Know

• EFKA (Unified Social Security Fund): Oversees all freelance/social insurance

• AMKA: Your social security number in Greece

• AFM: Your tax identification number (also required for EFKA)

• KAD Code: Professional activity code for freelancers (needed for registration)

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🪪 Who Needs to Register?

You must register with EFKA if you are:

• A self-employed freelancer (sole trader) in Greece

• Working under a residence permit tied to economic activity

• Providing services locally or internationally

• Planning to apply for long-term residence or permanent stay

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📋 How to Register with EFKA

1. Get your AFM (Greek tax number)

2. Get your AMKA (social security number)

3. Choose your KAD professional code

4. Visit EFKA or use gov.gr platform to register

5. Submit ID, residence permit, and tax registration documents

6. Receive confirmation and social contribution start date

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💶 Monthly Social Contributions (2025 Rates)

Freelancers pay flat-rate contributions based on a tiered system. Monthly costs include:

Rates may vary slightly based on your declared KAD, optional pension category, and age.

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🏥 What You Get in Return

As an EFKA-registered freelancer, you are entitled to:

• Public healthcare access via AMKA

• Pension contributions toward retirement

• Maternity, accident, or disability coverage

• Legal eligibility to renew self-employment residence permits

• Path to permanent residence or citizenship (contribution record required)

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❗ Pitfalls to Avoid

• Not registering leads to penalties or rejection of permit renewal

• Contributions are due monthly, regardless of income

• Delays in EFKA registration may cause insurance gaps

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⚖️ How Borderless Lawyers Can Help

• Guide you through EFKA and AMKA registration

• Help choose the correct KAD for your freelance activity

• Assist with monthly contribution filings

• Ensure compliance for immigration or tax purposes

• Act as your representative with Greek authorities

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📞 Ready to Register for Greek Social Security?

We’ll handle the paperwork so you can focus on your work and stay legal.

💬 Contact Borderless Lawyers today to register with EFKA and protect your freelance status in Greece.

✉️ Secure your rights. Protect your residency. Build your future in Greece.