Buying property in Spain is exciting, but it also comes with serious legal responsibilities. That’s why proper due diligence and a title search are essential before signing any contract.
In this article, we explain:
✅ What due diligence in Spain includes
✅ How to conduct a legal title search
✅ Why skipping these steps can cost you
✅ How a real estate lawyer protects you
🧾 What Is Due Diligence for Property in Spain?
Due diligence is the legal and technical investigation of a property before you buy. It ensures the property:
-
✅ Is owned by the seller
-
✅ Is registered correctly
-
✅ Has no debts, liens, or planning violations
-
✅ Complies with zoning laws and urban planning rules
-
✅ Matches its legal description (size, use, address)
Think of it as a legal X-ray of the home before you invest.
🧑⚖️ What Your Lawyer Verifies During Due Diligence
1. ✅ Title Search at the Land Registry (Registro de la Propiedad)
Your lawyer requests a nota simple, which shows:
-
Legal owner
-
Property boundaries
-
Mortgages or loans
-
Easements or legal restrictions
-
Embargos (court orders or debts)
📌 If ownership is unclear or shared, the sale can be blocked.
2. 🧭 Cadastral Check (Catastro Validation)
The Catastro is the tax authority that keeps spatial data (size, use, location). Your lawyer ensures:
-
Land Registry and Catastro records match
-
No unauthorized extensions or missing meters
-
No discrepancies between what’s sold and what’s legally allowed
🚨 Properties with mismatched records can cause fines or denial of registration.
3. 🧱 Urban Planning Compliance
Your lawyer checks:
-
✅ Building permits were granted
-
✅ No illegal constructions or renovations
-
✅ Property is not subject to future expropriation or zoning changes
-
✅ The plot complies with coastal or green belt protections (where applicable)
📍 This is especially important in rural or coastal areas.
4. 🧾 Unpaid Debts or Liabilities
A full due diligence report will confirm:
-
No unpaid IBI (property tax)
-
No utility debts (electricity, water)
-
No community charges owed to an HOA
-
No outstanding developer guarantees (for new builds)
Even though debts don’t legally transfer, buyers can face issues registering or connecting services.
5. 📑 Verification of the Contract & Arras
Your lawyer:
-
Reviews the reservation and arras contracts
-
Adds clauses to protect your deposit
-
Confirms that the seller’s obligations are clear
-
Ensures a fair dispute resolution method
👉 Learn more in our [Contrato de Arras in Spain] article.
⚠️ What Can Go Wrong Without Due Diligence?
Skipping proper checks can result in:
-
❌ Buying from someone who isn’t the legal owner
-
🔒 Becoming liable for hidden debts or embargoes
-
🏗️ Owning a home built illegally or partially
-
🧾 Facing fines for undeclared square meters
-
⛔ Registration rejection at the notary or Land Registry
A cheap or fast property deal often hides expensive surprises.
🧑💼 Who Performs Due Diligence in Spain?
Only a qualified real estate lawyer (abogado inmobiliario) performs full legal due diligence.
Estate agents, notaries, and even property developers do not perform comprehensive legal checks — and they don’t act in the buyer’s interest.
📍 Is Due Diligence Required for Rural or Off-Plan Properties?
Yes — and it’s even more important in these cases.
🏞️ Rustic or Rural Properties
-
Often lack formal registration
-
May be subject to agricultural zoning
-
Risk of illegal extensions or renovations
-
Can have unclear boundaries
🏗️ Off-Plan or New Builds
-
Developer reputation check
-
Construction license validation
-
Verification of bank guarantee or insurance
-
Reviewing delivery and penalty clauses
🧑💻 Remote Buyers: We Handle It All for You
Buying from abroad? With a Power of Attorney, our lawyers can:
-
Conduct due diligence
-
Obtain the nota simple
-
Confirm tax and title compliance
-
Sign on your behalf at the notary
-
Register the deed post-purchase
💼 It’s the safest and easiest way to buy property in Spain from abroad.
💰 How Much Does Due Diligence Cost in Spain?
Due diligence is typically included in your lawyer’s conveyancing fee:
Property Value | Total Legal Fee (incl. due diligence) |
---|---|
Up to €300,000 | €1,500–€2,500 + VAT |
€300,000–€750,000 | ~0.5–1% of price |
Over €750,000 | Fixed fee or custom rate |
💡 Be wary of lawyers who skip checks to offer low fees — it’s not worth the risk.
🏢 Work With Spain’s Trusted Real Estate Lawyers
At Borderless Lawyers, we specialize in:
✅ Property due diligence across Spain
✅ Title searches, cadastral checks, planning law
✅ Clear, honest advice in English
✅ Remote service with Power of Attorney
We’ve helped clients in:
📍 Valencia, Barcelona, Marbella, Madrid, Alicante, and Seville
📞 Secure Your Property with Full Legal Protection
Get peace of mind before you sign. Our expert lawyers provide fast, affordable due diligence that protects your investment.