Mallorca is not just a holiday destination — it’s also home to many real estate deals, service contracts, rentals, and business arrangements involving foreign individuals and companies. If you’re owed money by someone in Mallorca, whether for unpaid rent, a broken contract, or a service invoice, the Spanish legal system allows foreign creditors to pursue debt recovery — often without even traveling to Spain.
This article explains how to collect debts through litigation in Mallorca.
🧾 1. Common Debt Scenarios in Mallorca
Foreigners often seek recovery for:
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🏠 Unpaid rent or damage caused by tenants
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💼 Outstanding invoices from service providers or contractors
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📜 Deposit disputes after rental or purchase cancellation
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🤝 Personal loans not repaid
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🚫 Fraudulent business deals or project abandonment
📌 These disputes are especially common in Palma, Calvià, Sóller, and rural villa areas with seasonal rentals.
⚖️ 2. Legal Procedures for Debt Recovery
🟢 Monitorio Procedure (Payment Order)
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Ideal for clear, uncontested debts
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Requires signed agreement or invoice
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No hearing unless debtor opposes
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If no reply in 20 business days → enforcement begins
🟠 Civil Lawsuit (Juicio Verbal/Ordinario)
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For larger or contested debts
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Allows for full court hearings and evidence
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May include claims for damages, interest, and legal costs
🔵 Foreign Judgment Enforcement (Exequatur)
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If you already have a judgment abroad (EU, UK, US), it can often be enforced in Mallorca
✅ Your lawyer will recommend the fastest and most cost-effective approach.
📄 3. What You’ll Need
To build your case, prepare:
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Contract, invoice, or agreement
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Email/message history proving the debt
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Proof of payment or bank statements
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Passport and NIE (if available)
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Power of attorney (POA) for your lawyer
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Translations (if documents are not in Spanish)
📌 The stronger your documentation, the faster your case will proceed.
🌍 4. Can You Recover Debt from Outside Spain?
Yes — most foreign creditors handle everything remotely. You’ll need:
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A litigation lawyer in Mallorca
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A procurador (court agent, if required)
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A notarized POA
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Digital submission of documents
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Assistance with legal translation
✅ You do not need to appear in court — your legal team will handle all representation.
👨💼 How Borderless Lawyers Helps Foreign Creditors
We connect you with:
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✅ Mallorca-based lawyers specializing in debt recovery
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📋 Support for monitorio or civil claim procedures
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💬 Bilingual communication and regular case updates
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⚖️ Enforcement of EU and international judgments
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🧾 Clear explanation of costs and timelines
📩 Conclusion & CTA
If someone in Mallorca owes you money, don’t let it go unresolved. Whether it’s rent, services, or a broken agreement, Spanish courts provide effective legal tools for foreign creditors to collect what’s owed.
👉 Owed money in Mallorca?
Contact Borderless Lawyers — we’ll match you with a litigation expert who can recover your debt through the Spanish court system.