How to Buy Property in Bilbao as a Foreigner – Legal Guide

Why Bilbao Appeals to Foreign Buyers

Bilbao is one of Spain’s most dynamic cities for real estate, offering:

  • 🖼️ A world-class cultural scene (Guggenheim, architecture, cuisine)

  • 💶 Lower property prices than Madrid or Barcelona

  • 🌊 Proximity to beaches, mountains, and the French border

  • 🏢 Growth in remote work, tech, and international living

  • ✈️ Convenient flights across Europe and Latin America

Whether you’re seeking a pied-à-terre, investment apartment, or family home, Bilbao is attracting buyers from France, the UK, Germany, the US, and Latin America.


🇪🇸 Can Foreigners Buy Property in Bilbao?

✅ Yes. Foreigners — EU and non-EU — can freely buy property in Bilbao without needing residency. The purchase process is 100% legal and secure with the right legal support.


🧾 What You’ll Need to Buy Property in Bilbao

Requirement Why It’s Needed
Passport or national ID To identify you in Spain
NIE number (Número de Identificación de Extranjero) Required for tax, banking, and legal steps
Spanish bank account Needed to transfer funds, pay taxes, and utilities
Power of Attorney (optional) To buy remotely without traveling
Independent Spanish lawyer Strongly recommended to protect your interests

💼 Borderless Lawyers can obtain your NIE and handle the purchase from start to finish, even if you are abroad.


🏗️ Legal Steps to Buy Property in Bilbao

Step Description
1️⃣ Get your NIE Foreigners’ tax ID required to buy and register property
2️⃣ Open a Spanish bank account Needed for payments and taxes
3️⃣ Find a property Via agents, portals, or privately
4️⃣ Sign the arras contract Reservation contract with ~10% deposit
5️⃣ Conduct due diligence Verify title, debts, licenses, and urban status
6️⃣ Sign final escritura before a notary Ownership is transferred
7️⃣ Register the property At the Land Registry and cadastre office

📍 Where to Buy in Bilbao – Neighborhood Guide

  • Abando – Central, elegant, close to shopping and Guggenheim

  • Indautxu – Residential and upscale with parks and schools

  • Casco Viejo – Historic center with strong rental potential

  • Deusto – Young, vibrant area near the university

  • Getxo & Portugalete – Coastal suburbs with villas and sea views

We assist clients with urban and coastal properties, including rustic land purchases nearby.


💶 What Are the Costs?

Expense Approximate Range
Property Price Varies by area – from €200,000–€600,000+
ITP Transfer Tax 7%–10% depending on region & value
Notary + Registry €1,000–€2,000
Legal Fees 0.8%–1.5% or flat fee
Banking + currency fees If buying from abroad

✅ We’ll give you a full quote tailored to your purchase scenario.


✈️ Buying Property in Bilbao Remotely

Can’t travel to Spain? No problem.

We offer:

  • Power of Attorney setup

  • Remote NIE application

  • Full legal due diligence

  • Digital communication and signing

  • Tax and registry services handled locally

Foreign buyers regularly purchase safely and securely with our remote support.


🧑‍⚖️ Why Work With Borderless Lawyers

We’re an international legal boutique based in Spain, with:

  • Independent, bilingual lawyers

  • Transparent pricing and flat fees

  • Extensive experience with foreign buyers

  • End-to-end property purchase management

  • Offices in Bilbao and across Spain


📞 Ready to Buy in Bilbao?

Don’t sign anything without legal protection. Let our team of Spanish lawyers handle everything — from first offer to final signature.

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