Legal Considerations for Foreigners Buying Property in Tarragona

Tarragona offers a beautiful mix of Roman history, beaches, and proximity to Barcelona — making it a smart destination for foreign buyers. But navigating the property market legally is key to protecting your investment.


🏠 Why Buy in Tarragona?

  • Coastal Mediterranean city with lower prices than Barcelona

  • Quiet, family-friendly environment with strong infrastructure

  • Popular among retirees and digital nomads

  • Growing short-term rental market in coastal towns


📄 Legal Steps Before Buying

  • Title deed check (Nota Simple) is a must

  • Confirm no unpaid debts, mortgages, or liens on the property

  • Check the zoning classification and local building regulations

  • Use a lawyer for contract review and to coordinate with a local notary


💶 Regional Taxes and Costs

  • Transfer tax (ITP) for resale properties: ~10% in Catalonia

  • Notary, land registry, and legal fees: 2–3% additional

  • Annual IBI (property tax) and garbage fees vary by municipality

  • Tarragona follows Catalan law, which includes specific tax credits and planning rules


🛂 Visa and Residency Support

  • Buying property does not grant residency automatically

  • Non-EU buyers often pair their purchase with a Non-Lucrative Visa

  • Empadronamiento (local registration) is required for most visas


🛡️ How Borderless Lawyers Can Help

  • Perform due diligence on Tarragona real estate

  • Handle the purchase process remotely with Power of Attorney

  • Assist with Catalan-specific legal and tax compliance

  • Provide visa support and full relocation legal services


📞 Contact Borderless Lawyers Today

Buying a property in Tarragona? Borderless Lawyers offers reliable legal support tailored to foreign buyers. Let us secure your investment and streamline your move to Catalonia.

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