Spain is one of the best-value countries in Europe for remote workers. Whether you’re drawn to Barcelona’s beach life, Madrid’s city vibe, or Valencia’s calm charm, the cost of living is much lower than in cities like London, Paris, or New York — without sacrificing lifestyle.
Let’s break down the typical expenses digital nomads face when living in Spain under the Digital Nomad Visa.
💶 Monthly Budget Overview (Solo Digital Nomad)
| Category | Monthly Cost (€) | Notes |
|---|---|---|
| Rent (1-bedroom) | €700–€1,300 | City-dependent |
| Utilities + Wi-Fi | €80–€150 | Includes electricity, water, fiber |
| Groceries | €200–€350 | Local markets are affordable |
| Eating Out | €150–€300 | Menu del día ≈ €12 |
| Coworking space | €150–€250 | Fast internet, 24/7 access |
| Transportation | €40–€60 | Metro, bus, or bike |
| Health insurance | €50–€90 | Required for visa |
| Mobile phone plan | €15–€25 | 20–40GB data/month |
| Entertainment | €100–€200 | Events, gym, Netflix, weekend trips |
Total: €1,485–€2,725/month
(Varies by city, lifestyle, and housing choice)
🏠 Housing Costs in Major Cities
| City | Rent (1-BR, City Center) | Rent (Outside Center) |
|---|---|---|
| Barcelona | €1,000–€1,400 | €750–€1,000 |
| Madrid | €950–€1,300 | €700–€950 |
| Valencia | €700–€1,000 | €550–€800 |
| Malaga | €650–€1,000 | €500–€750 |
| Seville | €600–€900 | €450–€700 |
| Granada | €500–€800 | €400–€600 |
💡 Renting outside the city center can save 25–35%, with minimal commute.
💻 Coworking Spaces for Remote Workers
Spain has thousands of coworking options — modern, friendly, and fast.
| City | Monthly Pass | Notable Coworking Spaces |
|---|---|---|
| Barcelona | €180–€250 | OneCoWork, Cloudworks |
| Madrid | €150–€220 | Impact Hub, Utopicus |
| Valencia | €120–€180 | Wayco, Vortex |
| Malaga | €100–€170 | The Living Room, Innovation Campus |
Most offer day passes, coffee, meeting rooms, events, and strong Wi-Fi.
🛒 Groceries & Eating Out
You can eat well in Spain without overspending.
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🛒 Groceries (monthly): €200–€300
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🍝 Lunch out (menu del día): €10–€14
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🍷 Glass of wine or beer: €2–€3
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☕ Coffee at café: €1.50–€2.50
Tip: shop at local mercados for fruit, vegetables, and fresh produce at lower prices than supermarkets.
🚇 Transportation Costs
Spain’s public transport is clean, fast, and cheap:
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Metro/bus monthly pass: €20–€55 (city-specific discounts)
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Single ticket: €1.50–€2.40
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Train (Madrid–Barcelona): ~€25–€60 (Renfe or Avlo)
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Cabify/Bolt (ride-hailing): Lower than Uber in most cases
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Bike rental/e-scooter: From €0.15/minute
🏥 Health Insurance for Digital Nomads
Private insurance is required for the visa and typically costs:
| Age Group | Monthly Premium |
|---|---|
| Under 35 | €50–€70 |
| 35–50 | €70–€90 |
| 50+ | €90–€120 |
Must be without co-pay, cover 100% medical care, and be accepted by immigration authorities.
🧾 Monthly Cost Comparison: Spain vs Other Nomad Hubs
| City | Monthly Budget (€) |
|---|---|
| Barcelona | €2,000–€2,700 |
| Valencia | €1,600–€2,200 |
| Lisbon | €2,000–€2,800 |
| Berlin | €2,400–€3,000 |
| London | €3,000–€4,000 |
| Mexico City | €1,300–€2,000 |
🇪🇸 Spain offers European lifestyle at 30–40% less than major cities like London or Berlin.
👨👩👧 What About Families?
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Schooling options: Public (free) or International (€5,000–€10,000/year)
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Family of 3 (2 adults + child) budget: €2,800–€3,800/month
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Additional health insurance required per family member
📈 Can You Live Comfortably on €2,400/month?
Yes — the minimum income for the Digital Nomad Visa is ~€2,400/month. That’s enough to live well in:
✅ Valencia
✅ Seville
✅ Granada
✅ Malaga
…and comfortably in parts of Madrid and Barcelona if you share accommodation or live outside the center.
⚖️ How Borderless Lawyers Can Help
We provide:
✅ Visa application support
✅ Tax and Beckham Law registration
✅ Address registration (empadronamiento)
✅ Legal lease reviews for rentals
✅ Health insurance setup (approved providers)
📣 Plan Your Move with Confidence
Living in Spain as a digital nomad is not only legal — it’s affordable, beautiful, and enriching. With proper planning and expert help, your money goes further here.
👉 Start your visa process with Borderless Lawyers today — and enjoy your Spanish life without surprises.