☀️ Why Retire in Ibiza?
Ibiza is world-famous for its nightlife, but for retirees, it offers something even better — a peaceful Mediterranean island lifestyle with world-class nature, wellness, and privacy.
✅ Breathtaking beaches and quiet coves
✅ Bohemian culture with global flair
✅ Mild winters and 300+ sunny days per year
✅ Yoga, wellness, and organic living
✅ Reliable infrastructure and safety
For retirees seeking island serenity with character, Ibiza offers charm and convenience.
🛂 Visa & Residency Requirements
Foreign retirees from outside the EU must apply for a non-lucrative visa (NLV) to live in Ibiza long-term.
Basic requirements:
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At least €2,400/month in passive income
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Private health insurance with no co-pay
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Clean criminal background
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Proof of accommodation in Spain
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Application processed via your local Spanish consulate
💡 We manage the entire visa and NIE process, including apostilles, sworn translations, and official filings.
🏥 Healthcare Access in Ibiza
Ibiza has modern private clinics and a well-equipped public hospital (Can Misses Hospital in Ibiza Town).
Private Healthcare:
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Required for your visa
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Monthly premiums: €90–€200 based on age and coverage
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English- and German-speaking doctors widely available
Public Healthcare:
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Accessible through the Convenio Especial or after legal residence
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Requires NIE and empadronamiento
💡 We assist with insurance selection, registration, and public system enrollment.
🏠 Where to Live in Ibiza
Top areas for retirees include:
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Santa Eulària des Riu – coastal, walkable, with wellness resorts
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San Juan – quiet, green, ideal for countryside villas
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Ibiza Town (Eivissa) – historic, central, with good services
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Sant Josep & Sant Antoni – good mix of sea, services, and nature
Real Estate Considerations:
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Coastal law restrictions (Ley de Costas) apply
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Zoning and land classification must be reviewed
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Budget 10–13% in purchase fees and taxes
💡 We offer property due diligence, arras contract reviews, and closings via power of attorney.
💰 Taxes for Retirees in Ibiza
Once you spend more than 183 days/year in Spain, you’re considered a tax resident and must declare global income.
| Income Type | Tax Treatment |
|---|---|
| Pensions | Taxable in Spain, depending on treaty |
| Capital gains | Taxed at 19%–26% |
| Real estate abroad | Must be declared (Modelo 720) |
| Rental income | Taxable in Spain if resident |
Spain has tax treaties with the UK, USA, Canada, Germany, and many others.
💡 We provide tax planning, Spanish filings, and treaty-based optimization.
📜 Inheritance Law in Ibiza
Spain enforces forced heirship rules, but foreign retirees can override this with a Spanish will stating that their national law applies.
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Avoids unintended consequences
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Heirs benefit from Balearic inheritance tax exemptions (especially for family)
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Required for clear legal transfers
💡 We draft and register legally valid bilingual wills and guide you through inheritance tax minimization.
💶 Cost of Living in Ibiza (Retired Couple)
| Expense | Monthly Estimate (€) |
|---|---|
| Rent (1–2 BR flat) | €1,000–€1,800 |
| Health insurance | €100–€250 |
| Groceries | €350–€500 |
| Utilities & Internet | €150–€200 |
| Dining & Wellness | €400–€700 |
✅ Comfortable lifestyle estimate: €2,200–€3,500/month
🛡️ Legal Services for Retirees in Ibiza
We offer:
✅ Non-lucrative visa application and renewals
✅ NIE, empadronamiento, and residency card setup
✅ Real estate legal due diligence
✅ Spanish wills & international inheritance support
✅ Annual tax filings and dual-tax residency planning
📞 Retire in Ibiza with Legal Peace of Mind
Let our legal team handle the details — from paperwork to property and long-term security — so you can focus on enjoying your island life.
👉 Contact us today to retire in Ibiza with confidence.