🏖️ Why Retire in Almeria?
Almeria is one of the least-discovered gems for foreign retirees in southern Spain. It offers a peaceful, sunny lifestyle with significantly lower costs than Marbella or Barcelona.
✅ Over 300 sunny days per year
✅ Authentic Spanish coastal living
✅ Affordable property and rentals
✅ Less crowded, slower pace of life
✅ Emerging expat presence in Mojácar & Vera
Whether you prefer beach villages or inland olive groves, Almeria offers a laid-back environment ideal for retirees on a budget.
🛂 Visa Options for Non-EU Retirees
Foreigners from the UK, US, Canada, Australia, and elsewhere must apply for a non-lucrative visa before moving to Almeria.
Requirements:
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Passive income of at least €2,400/month
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Private health insurance (no deductibles or co-pays)
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No criminal record
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Proof of accommodation in Spain
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Medical certificate
💡 We handle NLV applications end-to-end, including translations and certified documentation.
🏥 Healthcare in Almeria
Almeria has solid medical services, with both public and private options.
Private Healthcare:
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Required for your visa
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Plans from €60–€180/month depending on age and coverage
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English-speaking doctors increasingly available in coastal towns
Public Healthcare:
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Accessible via Convenio Especial or as a pensioner after one year of residence
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Monthly contributions based on age (60€/157€)
💡 We assist with insurance selection and registration for both systems.
🏠 Property in Almeria: Where to Live
Popular spots for retirees include:
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Mojácar – charming whitewashed beach village with a British expat hub
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Vera Playa – quiet seaside resort area
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Níjar & Albox – inland with beautiful countryside homes
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Almeria city – urban comforts with access to beaches
Property Tips:
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Use a lawyer to check land registry, licenses, and zoning
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Budget 10%–13% extra for taxes, notary, and legal fees
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Avoid under-the-table deals or verbal agreements
💡 We offer property due diligence, title checks, arras contract reviews, and POA closings.
💰 Taxation for Retirees in Almeria
You’ll become a Spanish tax resident if you live in Spain for 183+ days per year.
| Income Type | Tax Implications |
|---|---|
| Pensions | Usually taxable in Spain (see treaty) |
| Investments | Taxed as capital gains (19–26%) |
| Foreign properties | Must be reported (Modelo 720) |
Spain has tax treaties with the UK, US, Canada, Australia, and others to avoid double taxation.
💡 We help you with tax registration, filings, and international compliance.
📜 Wills & Inheritance in Almeria
Spanish inheritance laws apply forced heirship, which may conflict with your intentions — unless you prepare a valid will that elects your home country’s law.
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Prevent legal complications for your heirs
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Access Andalusian tax exemptions (up to 99% for family)
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Draft and register a bilingual Spanish will
💡 We provide will drafting, inheritance planning, and probate support.
💶 Cost of Living in Almeria (Retired Couple)
| Expense Category | Monthly Cost (€) |
|---|---|
| Rent (1–2 BR flat) | €450–€750 |
| Groceries | €250–€400 |
| Health insurance | €80–€150 |
| Utilities & Internet | €130–€180 |
| Dining & Leisure | €200–€400 |
✅ Estimated total: €1,400–€2,000/month — very budget-friendly.
🛡️ Legal Services for Foreign Retirees in Almeria
We assist with:
✅ Non-lucrative visa applications
✅ NIE, empadronamiento, and residency cards
✅ Property purchases with legal security
✅ Wills and inheritance law
✅ Tax registration and ongoing declarations
📞 Thinking of Retiring in Almeria?
Let us handle the legal side of your peaceful retirement — from visa to property to healthcare. We’ve helped retirees relocate successfully across Andalucía.
👉 Contact us today to begin your retirement in Almeria with legal peace of mind.