What Is Due Diligence When Buying in Marbella?

Due diligence is the legal verification of a property’s ownership, debts, licenses, and compliance — done before you sign a deposit contract or pay funds.

In Marbella, this step is essential for foreigners buying:

  • Villas

  • Apartments in resorts

  • Rural or semi-urban plots

  • Off-plan or resale properties

✅ It ensures that the seller can legally sell the property and that you won’t inherit any legal issues.


🏛️ What a Lawyer Checks in Marbella Due Diligence

Legal Check Why It Matters
Title deed (escritura) Confirms legal owner and property boundaries
Land Registry certificate Reveals debts, mortgages, embargoes
Cadastral match Ensures plot size matches legal description
Planning/zoning classification Verifies buildability and usage
Licenses & habitability Ensures home can be legally lived in
Community debts & fees Avoid unpaid charges from previous owners
Tax clearance Checks IBI and garbage taxes are paid
Utility verification Water, electricity, sewage status

⚠️ Why Marbella Requires Special Caution

Some Marbella properties:

  • Were built without full licenses in the past

  • Are on non-urbanizable land

  • Have been illegally extended

  • Are subject to heritage or environmental protections

✅ Our lawyers consult the PGOU Marbella and municipal archives to confirm legal status.


🔑 We Access Official Records From:

  • Registro de la Propiedad (Land Registry)

  • Catastro (Cadastral Office)

  • Marbella Urbanismo (Urban Planning Department)

  • Ayuntamiento de Marbella (Local Council)

  • Community of Owners (if applicable)

We cross-check all information in both legal Spanish and provide a summary in English.


📋 What You Receive from Borderless Lawyers

  • Complete due diligence report

  • Red-flag alerts and legal risk assessment

  • Tax history and legal use confirmation

  • Title and planning report

  • Action plan (e.g. if a pool is unregistered, how to legalize it)


🧾 What If There’s a Legal Issue?

Common issues we’ve helped clients resolve:

  • Property not properly registered → We assist with late registration

  • Inheritance not completed → We coordinate with heirs to update title

  • Debts found → We ensure seller clears them before signing

  • Illegal additions → We negotiate price or request seller legalization

✅ If issues can’t be resolved, we recommend walking away — before you lose your deposit.


💼 Why You Should Never Skip Due Diligence

Without proper due diligence, foreign buyers risk:

  • Buying a non-buildable or illegal property

  • Being liable for unpaid taxes or community fees

  • Facing demolition or fines after purchase

  • Getting stuck with an uninsurable or unsellable asset


🧑‍⚖️ How Borderless Lawyers Protects You

  • Independent buyer-side legal support

  • Full access to local Marbella property databases

  • Bilingual reports and personal legal explanations

  • Fixed-fee pricing with no hidden costs

  • Remote due diligence available if you’re abroad


📞 Buying in Marbella? Start With a Legal Check

Don’t rely on agents or sellers — get independent legal verification before paying anything. We make the process clear, safe, and efficient.

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