Buying Property in Barcelona? Know the True Cost First

Barcelona’s real estate market is attractive for international buyers — but many overlook the additional taxes and legal fees required to complete a purchase.

This guide breaks down all the property-related taxes and costs foreigners need to consider when buying in Barcelona, whether for personal use or investment.


📊 Main Taxes When Buying a Property in Barcelona

The taxes depend on whether you’re buying new or resale property:

🏗️ New Build Properties (from a developer)

  • VAT (IVA): 10% of the purchase price

  • Stamp Duty (AJD): 1.5% in Catalonia (sometimes reduced to 1.25%)

🏠 Resale Properties (second-hand)

  • Property Transfer Tax (ITP): 10% of the purchase price in Catalonia

    • For properties under €1M, flat 10%

    • Slightly higher rates apply above €1M

💡 Example: A €500,000 resale flat → €50,000 in ITP


🖋️ Notary & Land Registry Fees

These are standard legal transaction costs in Spain:

Fee Type Estimated Range
Notary fee €600 – €1,200
Land registry fee €400 – €800
Gestoría (admin agent) €300 – €500
NIE (if needed) €150 – €250

💼 Lawyer Fees (Highly Recommended)

Hiring an independent property lawyer in Barcelona is the best way to avoid legal issues and protect your investment.

  • Typical range: €1,500 – €3,000

  • We offer flat-fee pricing based on property value and complexity

  • Our services include:

    • Due diligence

    • Contract review

    • Power of Attorney drafting

    • Tax filing and notary coordination


📆 Annual Ongoing Costs After Purchase

🏛️ Property Tax (IBI – Impuesto sobre Bienes Inmuebles)

  • Paid yearly to the local council

  • Based on cadastral value, not market value

  • Typical range: €300–€1,500/year

🏢 Community Fees (if in apartment building)

  • Monthly maintenance fees

  • Typically €40–€200/month

  • Covers elevator, cleaning, repairs, etc.

♻️ Waste Collection Tax (Tasa de Residuos)

  • Annual local fee

  • Around €100–€200 per property


💸 Capital Gains Tax (When Selling Later)

If you sell the property later, you may owe:

  • Plusvalía Municipal: Based on increase in land value (payable to city)

  • Capital Gains Tax (CGT):

    • 19% for first €6,000

    • 21% for €6,000–€50,000

    • 23% for €50,000–€200,000

    • 26% above €200,000

We help structure purchases and ownership to optimize tax exposure from day one.


📑 How Borderless Lawyers Helps You Plan Ahead

✔️ Full tax estimate before you commit
✔️ Compare ITP vs. IVA scenarios
✔️ Handle all payments, declarations, and forms
✔️ Coordinate with notary and tax offices
✔️ Set up utilities, bank accounts, and ongoing tax obligations


🧾 Example: Real Cost Breakdown (Resale Apartment – €500,000)

Item Estimated Amount
Purchase price €500,000
ITP (10%) €50,000
Notary & registry fees €1,500
Lawyer fee (flat) €2,500
Total upfront cost €554,000

📞 Plan Your Barcelona Purchase with Clarity

We help you understand the true cost of your investment and protect you from legal surprises.

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