Retire Comfortably in Spain – Legally and Confidently
Spain offers one of Europe’s most attractive retirement destinations—mild weather, excellent healthcare, a relaxed lifestyle, and affordable living. The Non-Lucrative Visa (NLV) is the most popular retirement path, allowing non-EU citizens to legally live in Spain without needing to work.
At Borderless Lawyers, we help retirees and financially independent individuals move to Spain with full legal guidance from start to settlement.
✅ What is the Non-Lucrative Visa?
The Non-Lucrative Visa is a long-term residence permit that allows you to live in Spain if you have sufficient passive income or savings. It is ideal for:
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Retirees or pensioners
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Remote workers with passive income (not employed in Spain)
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Individuals with savings or investments
🔍 Spain Retirement Visa Requirements (2025)
To apply for the NLV, you must show:
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Proof of sufficient income (e.g. pensions, dividends, rental income)
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Minimum: ~€30,000/year for the applicant + ~€7,500 per dependent
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Private health insurance valid in Spain
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Clean criminal record (past 5 years)
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Proof of accommodation in Spain (rental or ownership)
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Medical certificate stating you’re free of infectious disease
📋 Step-by-Step Process
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Consultation & Eligibility Check
We review your finances, family status, and goals to confirm NLV eligibility. -
Document Preparation & Legalization
Our legal team helps you gather, translate, and legalize all required documents, including Apostille and sworn translations. -
Application Filing at Spanish Consulate
We guide you through the consular appointment process in your home country. -
Arrival in Spain & Residency Card (TIE)
After approval, we assist with local police registration and obtaining your Foreigner ID (TIE) card. -
Renewals & Citizenship
The NLV can be renewed and leads to long-term residence. Citizenship is available after 10 years (2 years for some Latin American nationals).
💡 Why Retire in Spain?
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Top-rated healthcare system with private and public options
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Mild Mediterranean climate and scenic coastlines
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Low cost of living compared to the U.S., UK, or northern Europe
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Large international and English-speaking expat communities
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Easy access to Schengen travel throughout Europe
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Residency can lead to Spanish citizenship
🧾 Additional Services for Retirees
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NIE (Foreign Tax ID) registration
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Spanish bank account setup
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Tax & wealth planning for expats
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Real estate due diligence (buying or renting)
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Family member applications (spouse, dependent children)
🌐 Ready to Retire in Spain?
At Borderless Lawyers, we help you retire in Spain without stress or surprises. Our multilingual team handles your case from day one—until you’re settled with your TIE card in hand.
✨ What You Can Expect:
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✅ Personalized retirement visa strategy
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📑 Document prep, legal translations & application filing
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🛂 Consulate support & residency card appointment
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🔄 Renewal, appeals, and citizenship guidance
🚀 Take the First Step Today
Speak with a lawyer who understands Spain’s immigration law—and your retirement goals.
🔒 Your inquiry is 100% confidential. Multilingual service available.