Build Legally Sound Lending Structures Across Borders
When capital flows across jurisdictions, so do legal risks. At Borderless Lawyers, we help lenders, borrowers, and financial sponsors navigate the legal complexities of international lending—from secured credit facilities to convertible instruments and intercompany loans.
Whether you’re financing an acquisition, funding a cross-border expansion, or lending through offshore or onshore entities, we design lending structures that are enforceable, compliant, and commercially efficient.
✅ What We Offer: Cross-Border Lending & Finance Structuring
🏦 Loan Structuring & Documentation
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Drafting of term sheets, loan agreements, and intercreditor agreements
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Structuring of bilateral and syndicated loans across jurisdictions
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Mezzanine, convertible debt, and hybrid instruments
🔐 Security, Guarantees & Enforceability
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Structuring and perfection of cross-border security packages
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Local law compliance for pledges, mortgages, and corporate guarantees
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Intercompany lending and thin capitalization considerations
🌍 Jurisdictional Coordination
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Multi-country structuring with enforceability and tax alignment
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Use of SPVs, finance vehicles, and holding companies
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Coordination with local counsel, notaries, and registrars
⚖️ Regulatory & FX Compliance
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Advice on currency controls, lending licenses, and capital movement rules
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Compliance with AML, sanctions, and anti-avoidance regimes
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Structuring FX protections and payment waterfall terms
🌍 Jurisdictions We Serve
🇪🇸 Spain – Local and foreign-lender secured financing with Spanish collateral
🇵🇹 Portugal – Lending via EU and offshore lenders, with withholding tax alignment
🇬🇷 Greece – Project finance, syndicated loans, and secured lending for investors
🇺🇸 USA – Delaware entities for borrower/lender structuring in VC and private credit
🇨🇳 China – Inbound/outbound lending approvals and SAFE registration support
🇿🇦 South Africa – Exchange control, BEE-linked finance structuring, and guarantees
🏝️ Offshore – Cayman, BVI, and Luxembourg vehicles for neutral lending structures
🛠 How We Work
🧩 1. Deal Design & Structuring
We help shape the lending architecture—matching security, jurisdiction, and risk exposure.
📝 2. Legal Drafting
We prepare and negotiate cross-border loan documentation that is tailored and enforceable.
⚖️ 3. Compliance & Registration
We manage regulatory filings, security registrations, and FX compliance across jurisdictions.
🔍 4. Post-Closing Support
We advise on repayment events, defaults, intercreditor negotiations, and restructuring if needed.
👥 Who We Help
🏢 Companies raising international debt capital
💼 Lenders financing cross-border operations or acquisitions
🏛️ Family offices and PE/VC funds structuring debt deals
📊 Fintechs, platforms, and institutional investors building lending products
⚖️ In-house legal and finance teams managing international debt portfolios
✅ Why Choose Borderless Lawyers?
🌐 International financing expertise across key lending jurisdictions
📜 Practical, tailored lending documents that work across borders
⚖️ Risk-aware structuring to protect collateral and contractual rights
🤝 Strategic coordination with lenders, borrowers, and local advisors
🔒 Efficient, discreet, and compliance-first legal approach
📞 Finance Internationally—With Legal Clarity
With Borderless Lawyers, your cross-border lending and finance structures are backed by enforceable documentation, regulatory clarity, and aligned commercial protections. We help you lend—and borrow—securely across borders.