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Last updated: January 20th, 2025
Understanding the Portugal D7 Visa
The Portugal D7 Visa gives you the freedom to design your perfect retirement. Whether you’re dreaming of the Algarve’s sun-kissed shores or the vibrant streets of Lisbon, this visa opens the door to your new life. Tailored for retirees and passive income earners, the D7 Visa lets you relax and enjoy Portugal’s unbeatable quality of life. No more stress, no more red tape—just you, your dreams, and our expert guidance making it all possible.
Enjoy an Exceptional Quality of Life
In the past couple of years, non-EU citizens have turned to Portugal in search of the perfect place for a dreamy European retirement. With its relatively low cost of living, beautiful sunny weather and landscape, this country certainly offers any retiree the life they want.
No Employment Requirements
This visa allows you to reside in Portugal legally without the need to work or make complex investments. It’s an ideal solution for retirees, individuals with passive income, or those seeking a peaceful lifestyle without employment obligations.
Pathway to Permanent Residency & Citizenship
Once you’ve maintained your residency for five years, you’ll be eligible to apply for permanent residency. This provides long-term stability and the opportunity to remain in Portugal indefinitely without needing to renew your visa every 2-years.
Family Inclusion
The Portugal D7 visa also enables you to bring your family along. If you meet the financial and other eligibility criteria, your spouse and dependent children can be included in a joint application, allowing you all to enjoy the benefits of life in Spain together. Marriage/Birth are required.
Freedom of Movement
One of the major perks of the non-lucrative visa is the ability to travel freely within the Schengen area. This means you can explore 26 European countries without the need for additional visas, making it perfect for those who enjoy travel and discovering new places.
TerraTours Relocation
Our partner TerraTours offer relocation support, assisting you with registration, local documentation, and even renewals in the future. This long-term relationship ensures that you have peace of mind, knowing you’ll have professional assistance every step of the way.
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You are in the right place to start your adventure!
How can a lawyer help me with the Portugal D7 Visa?
Step confidently into your international future, armed with clarity and supported by expert legal guidance every step of the way. Retire on your terms. Let our expert team handle the legal side while you embrace the next chapter of your life in Portugal, stress-free. Curious if you’re eligible?
You must not be an EU citizen and must not be in Portugal irregularly. This visa is available to citizens of countries such as the United States, the United Kingdom, Canada, Australia, and New Zealand.
You must have no prior criminal record, specifically no sentences to a penalty of deprivation of liberty.
You must demonstrate regular income from passive sources such as pensions, rental income, dividends, or investment returns
- Main Applicant €870, per month (current minimum wage).
- Spouse or Partner, Parents, and adult children: 50% of the minimum annual earnings for each individual (€435 p/ month).
- Dependent Children: 30% of the annual minimum wage (€261 p/ month).
- Family members, such as spouses or partners, dependents, or parents, can apply for a residence visa along with the main applicant.
You must maintain a minimum balance equivalent to one year’s worth of income in a Portuguese bank account, according to the family unit.
As of 2025, this amounts to €10,440 for the main applicant, with an additional €5,220 for each adult family member and €3,132 for each underage family member.
Important Tax Considerations for the Portugal D7 visa
Dodge tax surprises with our thorough tax consultation services. Receive expert advice and strategic planning to ensure a seamless tax season and financial peace of mind. Residents on the D7 Visa must declare their worldwide income to Portuguese tax authorities, but the NHR program ensures a favorable tax situation for most. Additionally, residents are subject to Portuguese tax on local income and must meet the country’s general tax obligations.
One of the main advantages of the D7 Visa is Portugal’s favorable tax regime for foreign residents, particularly through the Non-Habitual Resident (NHR) program. The NHR status allows new residents to benefit from reduced or even zero tax on foreign-source income for a period of 10 years. This includes pensions, dividends, rental income, and certain types of freelance work.
Frequently Asked Questions
Embrace a peaceful retirement in Portugal with our expert legal support. From visa application to settling in, we streamline every step for you.
Yes, you can work in Portugal if you hold a passive income residence visa, but you must be registered with the Portuguese Social Security system.
To maintain your residence permit, you cannot be absent from Portugal for more than six consecutive months or eight months in total during each year of the permit’s validity.
Yes, after five years of holding a Portuguese residence permit, you can apply for Portuguese citizenship, provided you pass a Portuguese language exam.
Once your residence permit is granted, you can register in the Portuguese Health System. Lexidy can assist you with this process to ensure you have the necessary healthcare coverage.
Yes, once you become a tax resident in Portugal, you are required to declare and pay taxes on your worldwide income.
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We've tailored our processes to be 100% online for your convenience!
1. Eligibility Assessment :
A lawyer will confirm your visa eligibility, provide you with a list of the needed documents, and evaluate the different options you may have. The analysis will delve deeply into your situation, including a thorough document check.
2. Applying: A lawyer will take full ownership of your application, from start to finish. We assist with acquiring and preparing documents, ensure they are properly written, submit your application on your behalf, and offer support in responding to the Government as needed.
3. Relocation: Our TerraTours Relocation team will contact you to organize your trip and relocation in Europe. Several group departures are planned each month in 2025. Join one of them for more fun!
4. Doctor on demand : We always offer to our clients a 30 minutes FREE TELE-MEDICINE session with one of our licensed Doctor of medicine, to ask any questions you might have. Get convenient, high-quality virtual care including 24/7 urgent and mental health care.
5. Notary Public on demand : Connect online with our Notary Public. Simply ask for an appointment, verify your identity and upload your documents. Whether it is to legalize your passport or the acquisition of a beachfront apartement in Europe, we have you covered!
Mortgage Help & Advice
The home abroad you've always dreamed of, now much closer !!
Non-resident Mortgages
As a non-resident, you can borrow up to 70%. Our staff members are specialsts with helping international buyers, offering a complete service!
The Best Mortgage For You
Every financial situation is different, our team will help you understand which mortgage suits you best and then get you the best deal!
Get Answers Fast!
We have our own risk team that can quickly evaluate your situation and determine which banks will lend you the most money at the best rates.
No upfront fees
There is no charge for submitting an application or receiving an offer. Only once you are happy will you need to pay for any service!